Eschaton: How Do These Things Happen:
This is why 401's won't work in the long run. Generally working people will save money, but many will need cash for some emergency and our current system makes it too easy to get it from your 401. If we're going to have personal retirement plans they need to be locked down so the people can't get the cash or even borrow against it until they're retirement age.
'via Blog this'
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