My employer spends $9,600 per year for my insurance. I add another $2,300.
My wife's employer spends a little over $10,000 and she adds another $500.
Overall, we (and our employers) pay about $23,000 a year for health insurance for two people.
Our insurance is good but we still have out of pocket costs, a lot of time fucking around with paper work/phone calls, finding doctors in the plan, finding the best price for medicines, etc.
The insurance companies are rich. The drug companies are rich. The hospitals are rich.
There are no incentives to cut costs anywhere in the system.
The system is fucked up!
Medicare for All !
Medicare still Superior at Age 57
"More than two dozen independent analyses of federal and state single-payer legislation by agencies such as the Congressional Budget Office, the General Accountability Office, the Lewin Group and Mathematica Policy Research Group have found that the administrative savings and other efficiencies of a single-payer program would provide more than enough resources to provide first-dollar coverage to everyone in the country with no increase in overall U.S. health spending.
According to a 2016 study in the American Journal of Public Health, tax-funded expenditures already account for about two-thirds of U.S. health spending. That revenue would be retained and supplemented by modest progressive taxes based on ability to pay, taxes that would typically be fully offset by ending today’s very high premiums paid to the for-profit private insurance industry and out-of-pocket expenses for care. The vast majority of U.S. households — one study says 95 percent —would come out financially ahead. The system would reap savings by dealing with drug and medical supply companies for lower prices."
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